Texas mortgage resources for homebuyers, homeowners & Realtors.
Explore Texas home loan options, down payment assistance, HELOCs, refinancing strategies, and local mortgage resources for Austin, Dallas, Houston, San Antonio, and communities across Texas.
Start with your Texas market
Explore local mortgage resources for Texas's major metropolitan areas.
Find the right financing path.
Mortgage planning is about more than finding a rate. The right strategy depends on your goals, property, income, available cash, existing mortgage, and long-term plans.
Purchase Loans
Explore conventional, FHA, VA, USDA, jumbo, self-employed, investor, and other mortgage options for purchasing a home in Texas.
Explore mortgage options →Down Payment Assistance
Learn how Texas down payment assistance programs may help eligible buyers reduce upfront cash requirements when purchasing a home.
Explore Texas DPA →HELOC & Home Equity
Compare ways to access home equity while evaluating whether keeping your existing first mortgage may make sense.
Explore Texas HELOCs →Buying a home may require less cash than you think.
Texas homebuyers may have access to state, local, community, and other assistance programs. Eligibility and program structures vary, so reviewing the available options early can be valuable.
- Programs may help with down payment and eligible closing costs.
- Some programs are available to repeat buyers as well as first-time buyers.
- Income, property, occupancy, credit, and loan-program requirements vary.
Many buyers assume they need a large down payment before speaking with a mortgage professional. Reviewing financing and assistance options first can provide a clearer picture.
Access equity without automatically replacing your first mortgage.
Homeowners with substantial equity may want to compare a HELOC or home equity loan with a cash-out refinance before deciding how to access funds.
- Keep the existing first mortgage in place when the structure allows.
- Compare HELOCs, home equity loans, and cash-out refinancing.
- Understand Texas-specific home equity requirements.
Explore Texas mortgage information by market.
Each city page is designed to provide more locally relevant mortgage information for buyers, homeowners, and Realtor partners.
Austin
Mortgage resources for buyers, homeowners, investors, and Realtors throughout Austin and Central Texas.
Austin Mortgage Lender →Dallas
Mortgage resources for Dallas-Fort Worth homebuyers, homeowners, investors, and real estate professionals.
Dallas Mortgage Lender →Houston
Mortgage resources for Houston-area buyers, homeowners, investors, and Realtor partners.
Houston Mortgage Lender →San Antonio
Mortgage information for San Antonio-area homebuyers, military families, homeowners, and Realtors.
San Antonio Mortgage Lender →Mortgage resources designed to help Realtors help more buyers.
Financing knowledge can help Realtors expand the buyer pool, prepare clients earlier, solve financing challenges, and create stronger conversations around listings.
- Buyer financing strategy and pre-approval support
- Down payment assistance education
- Creative financing and property-specific loan ideas
- Mortgage resources that can be shared with clients
Matthew Brown
Senior Loan Originator / Mortgage Broker
NMLS #1254520
TXMortgageLender.com is designed as a Texas-focused mortgage education and resource hub. Matt.Mortgage remains the primary personal mortgage brand and application resource.
Licensed through Globe Mortgage, Inc. (NMLS #1380856) and Loan Factory (NMLS #320841).
Start with a consultation or move directly into the pre-approval process.
Ready to build your Texas mortgage game plan?
Whether you're buying, refinancing, exploring home equity, researching down payment assistance, or helping a client, start with a clear financing strategy.